Grid Money 4+

Easy Setup and Access to Money!

Grid is super helpful when you need money in advance. All you do is link your bank account information with Plaid, super secure, and then they offer advances between $50 and $100. You can choose to have that advance instantly deposited to your account if you link the debit card associated with your account and pay a $2.99 fee along with the amount of advance in two weeks or have it ACH deposited with no fee and just repay the advance amount in two weeks as well! Very helpful if you pay your advance, they make it available for withdrawal again after repayment is received. I’ve had no issues so far with them and will continue to use them when I need to advance a few bucks. They also offer a secured credit card where the amount you deposit, up to $3,000, becomes your credit limit for those seeking to build or rebuild their credit. I haven’t tried that feature so I can’t say much about it regarding that experience.

No Suppprt

Update - (it doesn’t get any better) I have been trying to change my bank account since last Friday and cannot. I’ve emailed support to cancel my account 3 times in the last 48 hours since they don’t work with chime banking. And only response I get is to try to get me to stay for the grid credit line which they have told me numerous times is not available in my state. I can’t be much clearer when I say cancel my account. They’re so desperate to get that $10 month subscription pay.

I have been messaging support for two days now with no response bc I had an unexpected bill to hit and needed to cover it. They’ll instantly take your money when you repay but won’t allow you to advance for at least 3 business days. I repaid early by 4 days (money was taken out of my account immediately so I’m counting that as day 1). If I had known about the bill, I wouldn’t have repaid the advance early. Regardless, don’t expect much help from support. They have ignored me all day. Their PayBoost is not accurate either. I purposely have more taxes withheld from my paychecks every week to get a refund. Payboost is claiming I’m underpaying. IRS estimator is claiming I’m overpaying. I was curious to see how well it works considering nothing else works like it should in Grid. Don’t waste your time. This is actually my second go around with grid. I was really hoping they got better over the last year bc the things they promised sounded great but they have not gotten better

Developer Response ,

Hi there! We're sorry to hear your experience wasn't so great with Grid. It looks like your concerns were addressed and resolved. Please feel free to reach out should you have any further questions or concerns! Thanks for trying Grid!

Great Services! Highly recommend!

I am very happy with all services provided. Direct deposits have been as early as 4 days. The credit line and credit repair service has been a game changer for me personally. And support is direct, effective, and responds quickly. And the redeemable point system is great and actually incurs extra cash every month with an opportunity to earn 2x the points with a direct deposit each month! But as nice as that is, this also where my only complaint comes into play. 4 stars instead of 5 only because of the opportunity to earn 2x the points activates for the month after a direct deposit. So those like myself with direct deposits occurring in the last 4 days of the month will only receive 2x points for a couple days before it resets on the 1st of the following month. It would be nice if a direct deposit activated 2x points bonus for the following 30 days. There is a $10 subscription fee to access all services but the point redemption has covered that fee 3x over at a minimum every month. Overall Grid is a great option for those needing a bank, credit repair, and extra cash.