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Discover Tap to Pay on iPhone

Now merchants can easily accept contactless payments with just an iPhone.

With Tap to Pay on iPhone and a supported payment app, you can accept all types of in-person, contactless payments right on your iPhone—including physical debit and credit cards, Apple Pay, and other digital wallets—with no extra terminals, readers, or hardware needed. It’s easy, secure, and private. Here’s how it works:

1. Open the payment app on your iPhone, and enter the purchase amount.
2. Present your iPhone to the customer.
3. Your customer holds their card horizontally or their device at the top of your iPhone and over the contactless symbol for a few seconds.
4. When you see the Done checkmark, the card read is complete and the transaction is being processed.

Do business in more places

With Tap to Pay on iPhone, you can reach new customers with a simpler checkout experience, take payments on the go, and explore new setups, like line busting. There’s no extra hardware needed so there’s no need to invest in or manage card readers and terminals. All you need is your iPhone and a supported payment app.

Designed to be secure

Tap to Pay on iPhone uses the built-in security and privacy features of iPhone to help protect your business and customer data. When a payment is processed, Apple doesn’t store card numbers on iPhone or on Apple servers. Merchants and customers can rest assured that their data stays theirs.

PIN transaction protection

Transactions that require PIN entry will automatically prompt a PIN entry screen when using Tap to Pay on iPhone. When that screen appears, Tap to Pay on iPhone is designed to prevent apps in the background from reading sensors that could give away any part of the PIN.