Zopa Reviews 28,051

•
TrustScore 4.5 out of 5

4.6

Bank


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Rated 5 out of 5 stars

Easy to set up in the first place and very quick. Very competitive interest rates. Online management of loan to make things easy, make extra payments and get a settlement figure. Repaid loan early, simple and straightforward. Would recommend and would definitely use again.

Rated 1 out of 5 stars

Lack of financial support or options available if you’re facing difficulties. Was on live chat with their support who ended my chat because they “needed to go on their lunch break. Laughable customer service. Asked for a small extension on payment and no flexibility at all. Absolutely rubbish take a line of credit elsewhere.

Rated 5 out of 5 stars

I have a couple of accounts with Zopa Bank and have found them to be very competitive as regards to interest rates, their website is very easy to navigate and straight forward. They keep me up to date with new accounts and products, with clear and simple information. I have no hesitation in recommending Zopa bank to friends and family.

Rated 5 out of 5 stars

Zopa are a breath of fresh air when it comes to borrowing money.
They keep you regularly informed and updated on transactions and processes. Excellent app where you can manage your money.


Company details

  1. Bank
  2. Car Finance and Loan Company
  3. Investment Service

Written by the company

We’re Zopa, and we want to make money work better for you. With 16 years of tech know-how, customer understanding and money expertise, we've helped hundreds of thousands of people take the stress out of money. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future. Need some help with one of your products or would like to get hold of our team? Head to https://www.zopa.com/help to find everything you need.

Zopa

Written by the company

Zopa is a pioneering digital bank. Since 2005 we've approved over £5 billion in loans and helped over half a million people get the most out of their money. We take the stress out of money by building our business on honesty, transparency and trust. We give our customers a fair deal as standard. Even better – we make managing your money no sweat with our handy tools and helpful humans at the end of the phone.

Contact info

  • 1st Floor, Cottons Centre, Tooley Street, London, SE1 2QG, LONDON, United Kingdom

  • zopa.com

Rated 5 out of 5 stars

I am still flabagasted that Zopa have…

I am still flabagasted that Zopa have given me the chance to have a credit card. I have a very poor credit status. and, after trying ALL other credit card providers NONE apart from Zopa Gave me a "second chance" to rebuild my credit status so, THANK YOU ZOPA you are the one and only 5*

Date of experience: 28 January 2025

Rated 5 out of 5 stars

Highly recommend

Zopa are a breath of fresh air when it comes to borrowing money.
They keep you regularly informed and updated on transactions and processes. Excellent app where you can manage your money.

Date of experience: 28 January 2025

Rated 1 out of 5 stars

Look elsewhere

Lack of financial support or options available if you’re facing difficulties. Was on live chat with their support who ended my chat because they “needed to go on their lunch break. Laughable customer service. Asked for a small extension on payment and no flexibility at all. Absolutely rubbish take a line of credit elsewhere.

Date of experience: 27 January 2025

Rated 5 out of 5 stars

A trustworthy bank

I have a couple of accounts with Zopa Bank and have found them to be very competitive as regards to interest rates, their website is very easy to navigate and straight forward. They keep me up to date with new accounts and products, with clear and simple information. I have no hesitation in recommending Zopa bank to friends and family.

Date of experience: 27 January 2025

Rated 5 out of 5 stars

Quick and Easy

Easy to set up in the first place and very quick. Very competitive interest rates. Online management of loan to make things easy, make extra payments and get a settlement figure. Repaid loan early, simple and straightforward. Would recommend and would definitely use again.

Date of experience: 24 January 2025

Rated 5 out of 5 stars

Easy to apply for a card

Easy to apply for a card, when card arrived the app is easy to activate it. Very helpful staff. Before you apply they tell the percentage chance that you will be successful so no mark on credit score. So far love the card

Date of experience: 27 January 2025

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