Monthly Premium for AARP UHC

[gt9649]

The  monthly premium for AARP UHC has gone up for more than other insurance providers.

I would have thought that, since it has AARP attached to it, it would be cheaper than others to help seniors.  Got it ten years ago, but didn't realise until last year that Plan F with others is far cheaper.!

It is not helping us and now I cannot get UHC to notify Social Security that I no longer have their prescription drug plan.

[AARPConsumerCare]

I'm sorry to hear that United Healthcare increased your monthly premium, @gt9649. I would like to get you in touch with our Member Relations team. They act as liaison for AARP service providers to take a look into this. Please send me a private message with your name, address and the best phone number or email for our team to get back to you.

You may need to enable your private messages first, please check our article: https://aarp.info/47hWcl7 - Diana G.

[h140151k]

When I joined AARP UHC Advantage, I joined because there was no monthly premium. But now I see that I have monthly premium. I had Drug coverage with my work health insurance till June 30, 2024. I started AARP UHC Advantage on Sept. 1, 2024. So, not having drug coverage for 2 months, I have to pay monthly premium for the rest of my life?

[GailL1]

@h140151k 

Sounds like from what you are describing that you have a Part D late enrollment penalty added on -  This isn’t from the insurer, it is from Medicare.

If so, this explains it and how much the penalty is for 2025

Medicare.gov - How much Does Medicare drug coverage cost? 

Look under the heading of What’s the Part D late enrollment penalty?

However,IF the drug coverage that you had under your employer was considered as CREDITABLE coverage by Medicare, you should have been given a special enrollment period to find and activate a Part D plan once you NO Longer had the employer coverage.

Medicare.gov - Working Past 65 

Specifically read the part under the heading of - What do I need to know about drug coverage? 

If your drug coverage under the employer plan was creditable they should have given you a form every year making this declaration and then you would have the proof to present to Medicare for a Special Enrollment Period and if you took care of getting yourself a Part D plan,  then the late sign up penalty would not apply.

It would have been Form CMS-L564 - Request for Employer Information.

This form I believe is effective for adding Medicare Part B and Part D during a Special Enrollment Period (SEP) and thus no having to pay a late sign up penalty for each of them - which, like you say, goes on forever.

[AARPConsumerCare]

@h140151k  It's great to hear you're taking advantage of our service provider, UnitedHealthcare! You can check with them, and the AARP Medicare Resource Center, for help answering specific questions: https://aarp.info/3Fl6yBe  Take care!  Jodee R.