📋 5 Tips for Navigating Medicare Open Enrollment in 2025 (AARP Article)

[Winter2024]

FROM THE ARTICLE - SEE ARTICLE FOR MORE!!!

5 Actions to Take for 2025 During Medicare Open Enrollment.

Tips for choosing a Medicare Advantage or Part D prescription plan in a year of historic change.

By Kimberly Lankford, AARP. Published October 04, 2024.

Be prepared for one of the biggest changes to the Medicare prescription drug program ever: In 2025, out-of-pocket costs for covered drugs will be limited to $2,000 annually.

The new cap applies to stand-alone Part D and Medicare Advantage (MA) plans with drug coverage. But the change is rippling down to other costs and coverage.

https://www.aarp.org/health/medicare-insurance/info-2024/open-enrollment-action-plan.html

[bl79985294]

My wife and I both switched to United Healthcare prescription plans for 2025.  I don't know what AARP's association with United Healthcare is but trying to switch our Medicare supplement from a Massachusetts plan to a North Carolina plan was a miserable experience with 7-8 phone calls and eventually rejecting the plan for one of us.  Even though we were UHC members since 2019 changing states required a complete reapplication and much higher rates for one of us with lesser benefits.

[TRL1111]

What were you trying to do with your supplement when you moved from Massachusetts to North Carolina? 

Were you wanting to keep your Massachusetts supplement but were told you couldn't?  Or were you wanting to get a new supplement in North Carolina (perhaps because the premium would be lower than the Massachusetts supplement premium)?

[GailL1]

That’s actually a really good article with step by step instructions for muddling thru this next annual open enrollment period.