Stripe fiat-to-crypto onrampBeta
Let your users securely purchase crypto directly from your platform or Dapp.
The Stripe fiat-to-crypto onramp lets users securely purchase cryptocurrencies directly from your platform or decentralized application (Dapp) at checkout. You can customize and integrate the onramp into your product or service. To access the onramp API, submit an onramp application.
Stripe serves as the merchant of record for these onramp transactions and assumes full liability for all fraud and disputes. We also handle all regulatory requirements, know your customer (KYC) verifications, and sanctions screening. Users can save payment methods, KYC data, and wallet information with Stripe, which reduces the number of steps required when users return to onramp.
Stripe’s fiat-to-crypto onramp embedded within a third-party application
Submit your application 
We review most onramp applications within 48 hours. Follow these steps to submit your application:
- Create or sign in to your Stripe account and submit the onramp application.
- Complete your Stripe application.
- After submitting the application, start development using test mode.
We notify you when your application is approved or if we need more information. You can check your application status anytime by visiting the onboarding page.
Integration options
Stripe offers multiple integration options for your application to connect with the onramp. See the features available for each option to determine the best fit for your use case.
| Integration | Overview | Best for |
|---|---|---|
| Embeddable onramp Recommended |
| Users who want full customization and to embed the onramp widget directly into their application. |
| No-code redirect URL generation |
| Users who don’t want to write any code and have static parameter values. |
| Redirect URL to standalone onramp1 |
| Users who want light customization and a lightweight frontend integration. |
| Minted session with redirect URL to standalone onramp1 |
| Users who want full customization, but don’t want to host the onramp themselves. |
1 The Stripe-hosted, standalone onramp provides two different integration options with different levels of customization available.
Feature set
Stripe’s fiat-to-crypto onramp comes with the following built-in features:
| Feature | Details |
|---|---|
| Customizability |
|
| Payment methods | Credit, debit, Apple Pay, and ACH (US only). All of these payment methods are eligible for instant crypto delivery after KYC completion. |
| Currencies |
|
| Geographic availability | US (excluding Hawaii) and EU countries |
1XLM, USDC (Stellar), USDC (Avalanche), and USDC (Polygon) aren’t available in New York. ETH (Base), MATIC, AVAX, USDC (Solana), USDC (Polygon), USDC (Avalanche), and USDC (Base) aren’t supported in the EU.