Apple Cash and person-to-person payment limits
Here are the limits associated with using Apple Cash and person-to-person payments.
Apple Cash balance limit
The maximum Apple Cash1 balance you're allowed to have as the organizer after verifying your identity is $20,000.2
If you're part of Apple Cash Family, the maximum Apple Cash balance you're allowed to have as the participant is $4,000.
Limits for adding money to your Apple Cash balance from a debit card or prepaid card
You can only add money from a supported United States debit card or prepaid card that's in Apple Pay. Here are the limits:
Per transaction, you can add a minimum of $10.
Per transaction, you can add a maximum of $10,000.
Within a 7-day period, you can add a maximum of $10,000.
You might also be limited by the available balance on your debit or prepaid card or limits from your bank or card issuer.
If you're part of Apple Cash Family
Per transaction, you can add a minimum of $10.
Per transaction, you can add a maximum of $2,000.
Within a 7-day period, you can add a maximum of $2,000.
General sending and receiving limits
Per message, you can send or receive a minimum of $1.
Per message, you can send or receive a maximum of $10,000.
Within a 7-day period, you can send or receive a maximum of $10,000.3
You might also be limited by the available balance on your debit or prepaid card or limits from your bank or card issuer.4
If you're part of Apple Cash Family
Per message, you can send or receive a minimum of $1.
Per message, you can send or receive a maximum of$2,000.
Within a 7-day period, you can send or receive a maximum of $2,000.
If you're using Tap to Cash
Per message, you can send or receive a minimum of $1.
Per message, you can send or receive a maximum of $2,000.
Within a 7-day period, you can send or receive a maximum of $2,000.
If you're using Tap to Cash and you need to send more than the $2,000 limit, you can send money using Messages, which has a $10,000 limit.
Limits for transferring money to your debit card or bank account
You can transfer a minimum of $1 to your debit card or bank account, or your full balance if it's under $1.
You can transfer a maximum of $10,000 to your debit card or bank account in a single transfer.
Within a 7-day period, you can transfer a maximum of $20,000 to your debit card or bank account.
If you use Instant Transfer, a 1.5 percent fee (with a minimum fee of $0.25 and a maximum fee of $15) is deducted from the amount of each transfer.
With Instant Transfer, the transfer limit doesn't include fees.
To transfer money to your debit card, you must have an eligible debit card in the Wallet app.
If you're part of Apple Cash Family
You can transfer a minimum of $1 to your debit card or bank account, or your full balance if it's under $1.
You can transfer a maximum of $2,000 to your debit card or bank account in a single transfer.
Within a 7-day period, you can transfer a maximum of $4,000 to your debit card or bank account.
To have an eligible U.S. debit card or prepaid card in the Wallet app, you must be at least 13 years old. To transfer money to or from an eligible debit card and use Instant Transfer, you must also be at least 13 years old.
Apple Cash services are provided by Green Dot Bank, Member FDIC. Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Green Dot Bank for Apple Cash accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Learn more about the Terms and Conditions. Only available in the U.S. on eligible devices. To send and receive money with an Apple Cash account, you must be 18 and a U.S. resident. If you’re under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family account, but you may not be able to access features that require a supported payment card. Security checks may require more time to make funds available. Apple Cash Family accounts can only send or receive up to $2000 within a rolling seven-day period. Tap to Cash transactions can only be used to send or receive up to $2000 within a rolling seven-day period. Other limits apply, see Terms and Conditions for details. To access and use all Apple Cash features, you must have an eligible device with Wallet that has the latest version of iOS.
Green Dot Bank will notify you as required by applicable law if these limits decrease. However, please note that Green Dot Bank may lower these limits, impose additional limits, or cancel, delay, or block a transaction without prior notice for security reasons or as otherwise described in the Terms and Conditions.
Sending and receiving money with Apple Pay and the Apple Cash card are services provided by Green Dot Bank, Member FDIC. Learn more about the Terms and Conditions.
Not all prepaid cards may be eligible to use with this feature.
Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
