Brazil Loan Growth

The value of outstanding loans in Brazil was flat over a month at R$6.5 trillion in January 2025, following an upwardly revised 1.5% increase in the prior month. This performance was driven by a 1.2% increase in household credit, reaching R$4.0 trillion, partially offset by a 1.8% decline in corporate credit, which stood at R$2.5 trillion. Over the past 12 months, credit expanded at a faster pace, growing 11.7% compared to 11.5% in the previous month. By segment, both corporate and household credit balances accelerated, rising by 10.2% from 9.9% and 12.7% from 12.5%, respectively. Meanwhile, a broad measure of Brazilian consumer and business default ratios, covering non-earmarked credit, rose to 4.4% in January from 4.1% in the prior month, while lending spreads in this category increased by 1.1 percentage points to 28.2 percentage points. source: Banco Central do Brasil

The value of loans in Brazil decreased 0 percent in January of 2025 over the same month in the previous year. Loan Growth in Brazil averaged 1.01 percent from 2007 until 2025, reaching an all time high of 3.70 percent in September of 2008 and a record low of -1.00 percent in January of 2017. This page provides the latest reported value for - Brazil Loan Growth - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news. Brazil Loan Growth - data, historical chart, forecasts and calendar of releases - was last updated on March of 2025.

Related	Last	Previous	Unit	Reference
Cash Reserve Ratio	21.00	21.00	percent	Feb 2025
Foreign Exchange Reserves	328303.47	329729.69	USD Million	Jan 2025
BCB Selic Rate	13.25	13.25	percent	Feb 2025
Bank Lending MoM	0.00	1.50	percent	Jan 2025
Loans to Private Sector	901678.00	896471.00	BRL Million	Jan 2025
Money Supply M0	440922.70	439878.60	BRL Million	Feb 2025
Money Supply M1	618824.00	624839.00	BRL Million	Feb 2025
Money Supply M2	6539934.00	6592245.00	BRL Million	Jan 2025
Money Supply M3	11954965.00	12199535.00	BRL Million	Jan 2025

Brazil Loan Growth

Loan Growth in Brazil refers to the monthly change in total credit outstanding, including public and private lending.

	Actual	Previous	Highest	Lowest	Dates	Unit	Frequency
	0.00	1.50	3.70	-1.00	2007 - 2025	percent	Monthly

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News Stream

Brazil Loan Growth Stable in January

The value of outstanding loans in Brazil was flat over a month at R$6.5 trillion in January 2025, following an upwardly revised 1.5% increase in the prior month. This performance was driven by a 1.2% increase in household credit, reaching R$4.0 trillion, partially offset by a 1.8% decline in corporate credit, which stood at R$2.5 trillion. Over the past 12 months, credit expanded at a faster pace, growing 11.7% compared to 11.5% in the previous month. By segment, both corporate and household credit balances accelerated, rising by 10.2% from 9.9% and 12.7% from 12.5%, respectively. Meanwhile, a broad measure of Brazilian consumer and business default ratios, covering non-earmarked credit, rose to 4.4% in January from 4.1% in the prior month, while lending spreads in this category increased by 1.1 percentage points to 28.2 percentage points.

2025-03-13

Brazil Loan Growth Quickens Further in December

The value of outstanding loans in Brazil rose by 1.4% over a month to R$6.4 trillion in December 2024, following a downwardly revised 1% increase in the prior month. Credit to businesses accelerated sharply, rising by 2.3% compared to 1.1% in the previous month, while credit to households rose at a slightly slower pace of 0.8%, down from 1%. Meanwhile, a broad measure of Brazilian consumer and business default ratios, covering non-earmarked credit, fell to 4.1% in December from 4.5% in the previous month. In 2024, credit operations grew by 10.9%, accelerating compared to 2023, when the year-on-year expansion was 8.1%. The acceleration was observed in both business credit (9.1% vs 4.7% in 2023) and household credit (12.1% vs 10.5%).

2025-01-27

Brazil Loan Growth Accelerates in November

The value of outstanding loans in Brazil rose by 1.2% over a month to R$6.3 trillion in November 2024, following a downwardly revised 0.5% increase in the prior month. This result was primarily driven by a 1.4% increase in corporate credit and a 1.0% rise in household credit, with balances standing at R$2.4 trillion and R$3.9 trillion, respectively. On an annual basis, there was a slight acceleration, with a 10.7% increase in the twelve months ending in November, compared to a 10.6% rise in the twelve months ending in October. By segment, using the same basis for comparison, corporate credit grew by 9.3%, up from 8.6% in the previous month, while household credit slowed from 11.8% in October to 11.6% in November. Meanwhile, a broad measure of Brazilian consumer and business default ratios, covering non-earmarked credit, fell to 4.3% in November from 4.4% in the preceding month.

2024-12-27