Name: Germany Consumer Credit
Creator: TRADING ECONOMICS
License: https://creativecommons.org/licenses/by/4.0/
Keywords: Germany,Consumer Credit,data,chart,actual,historical,values,calendar,forecast,graph,2024,2025,2026

Consumer Credit in Germany increased to 235114 EUR Million in the third quarter of 2024 from 233278 EUR Million in the second quarter of 2024. Consumer Credit in Germany averaged 201609.69 EUR Million from 1968 until 2024, reaching an all time high of 423705.00 EUR Million in the fourth quarter of 1998 and a record low of 21369.00 EUR Million in the fourth quarter of 1968. source: Deutsche Bundesbank

Consumer Credit in Germany is expected to be 235476.00 EUR Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Germany Consumer Credit is projected to trend around 241742.00 EUR Million in 2026 and 245610.00 EUR Million in 2027, according to our econometric models.

Related	Last	Previous	Unit	Reference
Bank Lending Rate	4.98	5.12	percent	Nov 2024
GfK Consumer Confidence	-21.30	-23.10	points	Jan 2025
Consumer Credit	235114.00	233278.00	EUR Million	Sep 2024
Consumer Spending	470.74	469.83	EUR Billion	Sep 2024
Disposable Personal Income	643.91	636.65	EUR Billion	Sep 2024
Gasoline Prices	1.81	1.81	USD/Liter	Dec 2024
Households Debt to GDP	50.20	50.50	percent of GDP	Jun 2024
Households Debt to Income	78.16	82.78	percent	Dec 2023
Personal Savings	11.80	11.40	percent	Sep 2024
Private Sector Credit	3739500.00	3725300.00	EUR Million	Nov 2024
Retail Sales MoM	-0.60	-0.30	percent	Nov 2024
Retail Sales YoY	2.50	2.40	percent	Nov 2024

Germany Consumer Credit

In Germany, consumer credit refers to loans granted to households for personal use in consumption. These include items such as loans granted for the purpose of purchasing motor vehicles, furniture, household appliances, radios/televisions or computers, or loans to finance holidays.