Electronic card transactions in New Zealand rose by 0.3% to NZD 6,528 million on a seasonally adjusted basis in February 2025. Consumables saw a 0.6% increase, while apparel gained 1%. Fuel remained unchanged, showing no significant movement. Motor vehicles (excluding fuel) experienced a slight decline of 0.3%, and durables also dropped by 0.1%. Hospitality recorded a 0.1% decrease. On a year-over-year basis, electronic card transactions fell by 4.2%, following a 0.5% drop the previous month, marking the eleventh consecutive month of declining consumer spending trends. source: Statistics New Zealand

Credit Card Spending in New Zealand increased to 6589 NZD Million in December from 6460 NZD Million in November of 2024. Credit Card Spending in New Zealand averaged 4428.91 NZD Million from 2002 until 2024, reaching an all time high of 6702.00 NZD Million in March of 2023 and a record low of 2145.00 NZD Million in November of 2002. This page provides - New Zealand Credit Card Spending- actual values, historical data, forecast, chart, statistics, economic calendar and news. New Zealand Credit Card Spending - data, historical chart, forecasts and calendar of releases - was last updated on March of 2025.

Credit Card Spending in New Zealand increased to 6589 NZD Million in December from 6460 NZD Million in November of 2024. Credit Card Spending in New Zealand is expected to be 6600.00 NZD Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the New Zealand Credit Card Spending is projected to trend around 7100.00 NZD Million in 2026 and 7150.00 NZD Million in 2027, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2025-03-11 09:45 PM Electronic Retail Card Spending MoM Feb 0.3% -1.6% 0.7%
2025-03-11 09:45 PM Electronic Retail Card Spending YoY Feb -4.2% -0.5% 0.0%


Related Last Previous Unit Reference
Consumer Spending 45231.00 45196.00 NZD Million Dec 2024
Electronic Retail Card Spending YoY 6589.00 6460.00 NZD Million Dec 2024
Retail Sales 0.90 0.00 percent Dec 2024
Retail Sales YoY 0.20 -2.50 percent Dec 2024

New Zealand Credit Card Spending
In New Zealand, Electronic Retail Card Spending measures the credit card spending by individuals on consumables, durables, hospitality, apparel industry, motor vehicles and fuel. The electronic card transactions series covers all debit, credit, and charge card transactions with New Zealand-based merchants. It can be used to indicate changes in consumer spending and economic activity.
Actual Previous Highest Lowest Dates Unit Frequency
6589.00 6460.00 6702.00 2145.00 2002 - 2024 NZD Million Monthly
Current prices, SA


News Stream
New Zealand Credit Card Spending Edge Up in February
Electronic card transactions in New Zealand rose by 0.3% to NZD 6,528 million on a seasonally adjusted basis in February 2025. Consumables saw a 0.6% increase, while apparel gained 1%. Fuel remained unchanged, showing no significant movement. Motor vehicles (excluding fuel) experienced a slight decline of 0.3%, and durables also dropped by 0.1%. Hospitality recorded a 0.1% decrease. On a year-over-year basis, electronic card transactions fell by 4.2%, following a 0.5% drop the previous month, marking the eleventh consecutive month of declining consumer spending trends.
2025-03-11
New Zealand Credit Card Spending Falls in January
Electronic card transactions in New Zealand dropped by 1.6%, reaching NZD 6,506 million on a seasonally adjusted basis. Spending decreased in several retail sectors, including durables (-2.6%), consumables (-0.7%), apparel (-1%), and hospitality (-0.2%). However, spending increased in motor vehicles excluding fuel (+3.2%) and fuel (+0.2%). Year-over-year, electronic card transactions fell by 0.5%, following a 1% decline the previous month, pointing to the tenth month of downturn in consumer spending trends.
2025-02-12
New Zealand Credit Card Spending Rises in December
Electronic card transactions in New Zealand rose by 2.0% in December 2024, totaling NZD 6,589 million on a seasonally adjusted basis. Retail categories showing gains included durables (+3.7%), fuel (+3.8%), and consumables (+1.4%). Apparel (+3.1%) also saw a gain, while motor vehicles excluding fuel experienced a slight decline of -1.3%. On a year-on-year basis, electronic card transactions declined by -1%, following a 2.3% decline in the prior month, indicating a continued downturn in consumer spending trends.
2025-01-20