Bank Lending Rate in Malta decreased to 4.63 percent in January from 4.67 percent in December of 2024. Bank Lending Rate in Malta averaged 4.34 percent from 2007 until 2025, reaching an all time high of 6.42 percent in September of 2008 and a record low of 3.52 percent in October of 2021. source: European Central Bank

Bank Lending Rate in Malta is expected to be 4.63 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Malta Personal Lending Rate is projected to trend around 3.88 percent in 2026 and 3.48 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 4.63 4.67 percent Jan 2025
Consumer Confidence 1.30 2.90 points Feb 2025
Consumer Credit 9186.10 9116.40 EUR Million Jan 2025
Consumer Spending 2322332.00 2143104.00 EUR Thousand Sep 2024
Gasoline Prices 1.28 1.39 USD/Liter Feb 2025
Private Sector Credit 14914.20 14804.50 EUR Million Jan 2025
Retail Sales MoM -0.80 0.80 percent Jan 2025
Retail Sales YoY 3.80 6.60 percent Jan 2025

Malta Personal Lending Rate
In Malta, personal lending rate is the rate of interest charged on loans by commercial banks to private individuals.
Actual Previous Highest Lowest Dates Unit Frequency
4.63 4.67 6.42 3.52 2007 - 2025 percent Monthly