Worldline Account Insights

Account Insights

Your solution for seamless bank account validation and access to real-time account information.

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Instant access to bank account information.

In today’s fast-paced digital world, ensuring the accuracy and legitimacy of bank account details is crucial for businesses. From direct debit setup, payouts and customer on-boarding, Worldline Account Insights unlocks a world of opportunities for any company who is on-boarding paying customers.

Powered by Open Banking, we enable you to gain instant access to bank account information, including IBAN, name, transaction history, balance, ensuring instant access to accurate information for secure and smooth customer experiences.

How it works

Account Insights caters to diverse use cases with ease and efficiency:

Recurring payment/Subscriptions

Ensure your subscriber is the legitimate owner of their IBAN when setting up recurring payments.

Customer onboarding

Simplify and accelerate the customer onboarding process by accurately verifying account details and identifies in real-time. 

Balance checks

Perform balance checks before executing payments to prevent insufficient funds rejections and enhance transaction success rates.

Direct mandate signing

Ensure compliance and accuracy by validating IBANs before signing direct debit mandates, reducing fraud, typos and operational risks.

Payouts

Facilitate quick and hassle-free refunds by verifying account details and processing transactions promptly. 

Benefits of Account Insights

Real-time checks

Fraud prevention

Streamlined processes

Operational efficiency

Cost reduction

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Recurring Payments

Flexible solution for recurring payments based on SEPA Direct Debit.

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Learn more about Account Insights

If you are keen to learn more about how you can take advantage of the Account Insights tool, reach out to our open banking experts. 

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Why choose Worldline?

Guaranteed compliance and security

As the leading European provider of payment and transactional services, trust is critical. We ensure compliance with all applicable laws, industry standards, rules and regulations.

New revenues and value-added services

Create new revenue streams with our value-added services.

Trusted by big banks

Operating for over 4 decades, we work with many of Europe’s leading financial institutions.

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