The Latte Factor
Why You Don't Have to Be Rich to Live Rich
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Narrado por:
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Mizuo Peck
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David Bach
Acerca de esta escucha
Instant New York Times, USA Today, Wall Street Journal, and international best seller
Discover number-one New York Times best-selling author David Bach’s three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author’s experiences teaching millions of people around the world to live a rich life, this fast, easy listen reveals how anyone - from millennials to Baby Boomers - can still make his or her dreams come true.
In this compelling, heartwarming parable, Bach and his best-selling coauthor John David Mann (The Go-Giver) tell the story of Zoey, a 20-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss’ suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop.
Henry soon reveals his “Three Secrets to Financial Freedom”, ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers she already earns enough to secure her financial future and realize her truest dreams - all she has to do is make a few easy shifts in her everyday routine.
The Latte Factor demystifies the secrets to achieving financial freedom, inspiring you to realize it’s never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that “David Bach is the financial expert to listen to when you’re intimidated by your finances” (Tony Robbins, number-one New York Times best-selling author of Money: Master the Game).
PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.
©2019 David Bach and John David Mann (P)2019 Simon & SchusterLos oyentes también disfrutaron...
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As if baking holiday cookies, knitting a sweater for her husband, and making her daughter’s angel costume for the church pageant weren’t enough things for Lucy Stone’s busy Christmas schedule, she’s also working nights at the famous mail-order company Country Cousins. But when she discovers Sam Miller, its very wealthy founder, dead in his car from an apparent suicide, the sleuth in her knows something just doesn’t smell right.
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5 stars
- De Beatrice en 12-21-20
De: Leslie Meier
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The Scoop
- Godmothers, Book 1
- De: Fern Michaels
- Narrado por: Natalie Ross
- Duración: 8 h y 32 m
- Versión completa
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Teresa "Toots" Amelia Loudenberry has crammed a great deal of living - not to mention eight much-loved husbands - into her varied and rewarding life. Newly single, Toots is ready to taste life again, and fate has just handed her the perfect opportunity.
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GREAT FUN
- De Linda Louise en 03-12-12
De: Fern Michaels
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Christmas Jars
- De: Jason F. Wright
- Narrado por: Jason F. Wright
- Duración: 3 h y 57 m
- Versión completa
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Hope Jensen is a young, single woman and an aspiring newspaper writer, and when she receives a much-needed but anonymous Christmas gift, she's determined to find her benefactor. That search leads her to an unusual family with a longstanding Christmas tradition. Sensing a front-page feature article, Hope desperately wants to publish their story, but doing so would be a breach of trust. What she decides to do will change her life forever.
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I was moved to tears more than once
- De Brenda Irene DiBiase en 12-18-15
De: Jason F. Wright
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Weekend Warriors
- Sisterhood, Book 1
- De: Fern Michaels
- Narrado por: Laural Merlington
- Duración: 6 h y 6 m
- Versión completa
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On the surface, these seven women are as different as can be - but each has had her share of bad luck, from cheating husbands to sexist colleagues to a legal system that often doesn't do its job. Now, drawn together by tragedy, they're forging a bond that will help them right the wrongs committed against them and discover an inner strength they didn't know they had. The Sisterhood is learning that when bad things happen, you can roll over and play dead...or you can get up fighting...
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Weekend Warriors
- De Ms Mare en 04-04-09
De: Fern Michaels
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The Other Side of the Bridge
- De: Cameron Wright
- Narrado por: Nancy Peterson
- Duración: 9 h
- Versión completa
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Katie Connelly has lived in San Francisco all her life. Her late father made his career as an ironworker on the Golden Gate Bridge, and the many stories of him trying to save jumpers still haunt her. When she's asked to write a history about the bridge, her research uncovers a secret journal hidden in her father's desk, pages of familiar advice penned by the hand of a stranger. The scribbled words tell of a promise ring and a distant love, clues that Katie hopes may answer her own unresolved sorrow.
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Enjoyable enough story, terrible female narrator
- De Rebecca en 04-02-20
De: Cameron Wright
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Start Late, Finish Rich
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Start Late, Finish Rich applies David Bach's financial wisdom to all those who forgot to save (or just plain procrastinated) and are worried that it is too late to achieve financial freedom. For those who worry that they'll never be able to retire on their current savings, hope and help have arrived. David's message is that it is never too late to finish rich.
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Sound advice, but...
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With The Automatic Millionaire, David Bach presents an easy, realistic system, based on timeless principles, with everything you need to know so you can put the secret to becoming an Automatic Millionaire in place from the comfort of your own home.
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Start now your future self will be happy you did.
- De yesenia peralta en 08-30-24
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Smart Women Finish Rich, Expanded and Updated
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With over one million copies sold - Smart Women Finish Rich is one of the most popular financial books for women ever written. A perennial bestseller for over two decades, now Bach returns with a completely updated, expanded, and revised edition, Smart Women Finish Rich, to address the new financial concerns and opportunities for today's women.
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The regular person can understand/follow the info
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The Automatic Millionaire
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The Automatic Millionaire starts with the powerful story of an average American couple (he's a low-level manager, she's a beautician), whose joint income never exceeds $55,000 a year, who somehow manage to own two homes debt-free, put two kids through college, and retire at 55 with more than $1 million in savings.
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Common Sense Stuff
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Smart Couples Finish Rich, Revised and Updated
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Number one New York Times best-selling author David Bach has helped millions of couples plan for a future they love with more than 7 million of his books in print. And now, completely updated, and revised, Smart Couples Finish Rich, America’s favorite money book for couples, is back. You’ll discover the latest techniques to live a life as a couple, where your values align, and your money decisions become easier.
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Very practical information
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Unlock It
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In Unlock It, you'll find the strategies and methods Dan used personally to go from being a poor immigrant boy with $150, 000 debt to becoming a global social phenomenon and the leader of the largest virtual closing organization in the world. If you are struggling financially, you'll learn how to develop skills not taught in schools that will increase your income and financial confidence.
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Just talks about his life
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Sound advice, but...
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The Automatic Millionaire, Expanded and Updated
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Start now your future self will be happy you did.
- De yesenia peralta en 08-30-24
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Smart Women Finish Rich, Expanded and Updated
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With over one million copies sold - Smart Women Finish Rich is one of the most popular financial books for women ever written. A perennial bestseller for over two decades, now Bach returns with a completely updated, expanded, and revised edition, Smart Women Finish Rich, to address the new financial concerns and opportunities for today's women.
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The regular person can understand/follow the info
- De Winnie en 02-01-22
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Common Sense Stuff
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Smart Couples Finish Rich, Revised and Updated
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Number one New York Times best-selling author David Bach has helped millions of couples plan for a future they love with more than 7 million of his books in print. And now, completely updated, and revised, Smart Couples Finish Rich, America’s favorite money book for couples, is back. You’ll discover the latest techniques to live a life as a couple, where your values align, and your money decisions become easier.
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Very practical information
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Unlock It
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In Unlock It, you'll find the strategies and methods Dan used personally to go from being a poor immigrant boy with $150, 000 debt to becoming a global social phenomenon and the leader of the largest virtual closing organization in the world. If you are struggling financially, you'll learn how to develop skills not taught in schools that will increase your income and financial confidence.
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Just talks about his life
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P.S. You're a Genius
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After a lifetime of overachieving, aiming to be excellent at everything, and three failed tech startups in Silicon Valley, Kelly Trach was stirred by a simple question: What if I just did what I'm good at? Now a six-figure business coach, Kelly poses the same question to you: What if you just did what you're good at? Despite conventional wisdom, the gifts and experience you need are already innate. Having that "it factor" or "special ingredient" isn't as elusive as you may think.
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P.S. Did you know that YOU ARE A GENIUS? 😁
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Smart Couples Finish Rich
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Whether you're newlyweds, celebrating your twentieth anniversary, or on your second or third marriage - whatever age or tax bracket you're in - this comprehensive, positive, financial lifesaver will help you and your partner communicate comfortably about money and start building a strong financial future together. From the best selling author of Smart Women Finish Rich!
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Solid beginner's book
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Happy Sexy Millionaire
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As an 18-year-old, black, broke, lonely, insecure, university drop-out, from a bankrupt family, I wrote in my diary that I wanted to be a 'Happy Sexy Millionaire' by the age of 25. By 25 I was a multi-millionaire having created a business worth over $300m dollars. Ironically, in achieving everything I set out to, I learnt that I was wrong about almost everything... The world had lied to me. It lied to me about how you attain fulfilment, love and success, why those things matter, and what those words actually mean.
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Non-fluff self help
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Broke Millennial Talks Money
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Let's face it—talking about money is always awkward. In this user-friendly and approachable guide, finance writer Erin Lowry helps take the stress out of these tricky conversations. Lowry arms you with all of the financial knowledge you'll need in order to get the most out of each interaction, whether that's with your friends, your spouse, your employer, or your mom.
De: Erin Lowry
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Big Money Energy
- How to Rule at Work, Dominate at Life, and Make Millions
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- Narrado por: Ryan Serhant
- Duración: 6 h y 20 m
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Big Money Energy is the feeling you get when you encounter someone who is massively succeeding at life. They're the ultimate picture of self-confidence. There's no bravado, no bragging - they know they have BME and so does everyone else. You get Big Money Energy by being 100% committed to making your vision a reality...and that vision has to be BIG.
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Good book but nothing new
- De Daniel en 02-26-21
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Fight for Your Money
- How to Stop Getting Ripped Off and Save a Fortune
- De: David Bach
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In an audiobook that will forever change how you spend your hard-earned money, America’s favorite financial coach, David Bach, shows you how to save thousands of dollars every year by taking on the “corporate machines”. In these times when every dollar counts, big businesses are using clever tricks to rip you off, making themselves billions while they keep you living paycheck to paycheck. In Fight for Your Money, Bach gives you the tools to fight back and win.
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this book is my new bible
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If you are ready to get unstuck, to figure out what you should do that matters, to unlock your best self, to take on a project that you know is yours — you need to know How to Begin.
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Woke
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Debt Free For Life
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Most of us grew up with the idea that there is good debt and there is bad debt. Good debts are generally considered to be debts you incur to buy things that can go up in value—like a home or college education. Bad debts are things like credit card balances, where you borrowed money to buy things that depreciate or go down in value, like most consumer goods.
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Advertisement for the desperate
- De Kevin en 04-27-11
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The Productivity Project
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Chris Bailey turned down lucrative job offers to pursue a lifelong dream—to spend a year performing a deep dive experiment into the pursuit of productivity, a subject he had been enamored with since he was a teenager. After obtaining his business degree, he created a blog to chronicle a year-long series of productivity experiments he conducted on himself, where he also continued his research and interviews with some of the world’s foremost experts, from Charles Duhigg to David Allen.
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Excellent Book on Personal Productivity
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100 Simple Things You Can Do to Prevent Alzheimer's
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After best-selling author Jean Carper discovered that she had the major susceptibility gene for Alzheimer's, she was determined to find all the latest scientific evidence on how to escape it. She discovered 100 surprisingly simple, scientifically tested ways to radically cut the odds of Alzheimer's, memory decline, and other forms of dementia.
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Will the real cause please stand up
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What Is Heaven Saying?
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- De: Michael Maiden
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- Duración: 3 h y 53 m
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Historia
As Christians, if we are not careful, we will allow our culture or circumstances to influence our perspective of reality, rather than relying on the voice of God. As we live in the last days, it is crucial that we learn to listen to the Holy Spirit and speak forth his words. As chaos abounds, the people of God are poised to release life and hope into the gathering darkness. In this timely book, Michael Maiden emphasizes the vital prophetic role that every believer plays in these last days, offering a prophetic handbook empowering listeners.
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A book that is so relevant for this time.
- De gerel peyton en 09-27-21
De: Michael Maiden
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That Will Never Work
- The Birth of Netflix and the Amazing Life of an Idea
- De: Marc Randolph
- Narrado por: Marc Randolph
- Duración: 11 h
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In the tradition of Phil Knight's Shoe Dog comes the incredible untold story of how Netflix went from concept to company—all revealed by cofounder and first CEO Marc Randolph. From idea generation to team building to knowing when it's time to let go, That Will Never Work is not only the ultimate follow-your-dreams parable, but also one of the most dramatic and insightful entrepreneurial stories of our time.
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Cut off at the end of chapter 18
- De Penny posey en 09-25-19
De: Marc Randolph
Lo que los oyentes dicen sobre The Latte Factor
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- Joyce
- 05-07-19
I love this book!
This book takes my favorite chapter in The Automatic Millionaire and delivers sound financial principals in an easy to read, easy to listen to story. You don’t have to give up coffee. It’s a metaphor. Small changes in the way you spend your money can give you financial freedom. The earlier you start the greater the benefit of time and compounding interest. Financial freedom is not being taught as public school curriculum so as you learn teach your children.
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esto le resultó útil a 7 personas
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- You
- 07-25-19
Great book
Loved it
It inspires you to review your finances and dreams. Change your perspective about money
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- JT
- 06-20-19
Loved it!
Such easy and enjoyable listening that I couldn't wait to get into my car to hear the rest of the story. Very well written with a great message!
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- Alyece Norgren
- 02-10-20
A MUST read!!
The illustration through a story was brilliant and relatable. So smart and simple. LOVED it!
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- Ashlee
- 10-28-20
Easy listen- you don’t even realize you’re learning
I enjoyed the story so much I didn’t realize there was a lesson. Well written, easy read/listen.
I took away a lot from this book and was able to revise my budget and set goals.
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- J ko
- 10-04-22
Interesting, thought provoking, life changing
I'm glad I read this. Im almost 30. this book addressed all of the fears I have about saving and financial overwhelm.
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- BP
- 05-24-19
Inspiring, informative, possibly life changing?
This book opened my eyes and gave me a new perspective. "If you don't know where you're going, you might not like where you end up."
It forced me, unintentionally, to step back and really see the way I treat finances & my own life. It made me think about how I spend my days, what I fill my time with. Is what I'm doing everyday bringing me closer to the life I want? Or am I simply trying to give myself some sort of immediate gratification. Will I be happy about my choices & actions 5, 10, 20, 40 years from now? Am I making the most of my money? Am I spending intelligently? This book gave me a lot of clarity. I cried, I laughed, I got slapped in the face with reality and some hard truths, I was overwhelmed, inspired, guilted, & shamed. It was a roller coaster, but in the best way possible... because it has lit a fire under my ass & taught me so much I didn't know.
As I listened to the book, I spent that week getting my shit together. I'm feeling lighter, less stressed about my finances and future. Feeling like I can follow joy instead of a massive income & live a life I actually want to live.
Everyone should read this book.
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- gizzy
- 08-23-20
Awesome story that I listened to in 2 days!
Listened to your podcast yesterday morning and you mentioned The Latte Factor. I had one credit on Audible and decided to use it on this book. I finished it in 2 days! Looking forward to your next one. Have fun in Italy. Michelle from Broomfield, Colorado.
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- Mrs. Murray
- 05-31-19
YESSSS!!
I loved this book!
Great story!
Life changing education!
Excellent information!
Wish I had read it 20 years ago!
Thank YOU!!
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- Chau Ly
- 10-25-19
inspiring
I want to learn more. planning to download his other books to have a better understanding of finance and investing
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