Banking supervision press conference
There were no major changes in banks’ scores for their annual health check – the Supervisory Review and Evaluation Process – or overall Pillar 2 requirements, says Supervisory Board Chair Claudia Buch. Nevertheless, supervised banks need to adapt to new and intensifying risks.
Read Claudia Buch's statement
Steady capital requirements for banks in 2025
European banks have solid capital and liquidity positions and good profitability, the 2024 SREP shows, but heightened risks lie ahead. Our 2025-27 supervisory priorities focus on resilience against geopolitical shocks, the remediation of identified deficiencies and digitalisation.
Read the press release
The outlook for less significant institutions
Less significant institutions benefited from increased interest rates, which helped improve their profitability and capital levels. However, there are still issues to tackle, such as pressure to modernise banking business models, higher funding costs and worsening credit quality.
Read our report- 20 December 2024
- PRESS RELEASE
- 20 December 2024
- PRESS RELEASERelated
- 20 December 2024
- OTHER PUBLICATION
- 19 December 2024
- PRESS RELEASE
- 17 December 2024
- PRESS RELEASEEnglishOTHER LANGUAGES (16) +
- 6 December 2024
- PRESS RELEASEAnnexes
- 6 December 2024
- ANNEX
- 17 December 2024
- SPEECHSpeech by Claudia Buch, Chair of the Supervisory Board of the ECB, at the press conference on the 2024 SREP results and the supervisory priorities for 2025-27
- 5 December 2024
- SPEECHKeynote speech by Patrick Montagner, Member of the Supervisory Board of the ECB, at the 11th Institute of International Finance (IIF) Colloquium on European Banking Regulation and Supervision
- 26 November 2024
- SPEECHKeynote speech by Elizabeth McCaul, Member of the Supervisory Board of the ECB, at the European Banking Federation Executive Committee meeting
- 21 November 2024
- SPEECHSpeech by Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at the University of Cyprus, Nicosia
- 21 November 2024
- SPEECHSpeech by Claudia Buch, Chair of the Supervisory Board of the ECB, ESM/CEBRA conference “The Role of Central Banks and International Financial Institutions in the Transition Towards a Low-Carbon Economy”
- 22 November 2024
- Conversation between Anneli Tuominen, Member of the Supervisory Board of the ECB, and Kian Abouhossein, Managing Director at JP Morgan, at the inaugural European Financials Conference hosted by JP Morgan
- 5 November 2024
- Interview with Claudia Buch, Chair of the Supervisory Board of the ECB, conducted by Isabella Bufacchi, Thibaut Madelin, Yasmin Osman, Andres Stumpf
- 8 October 2024
- Interview with Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, conducted by Miha Jenko
- 10 September 2024
- Contribution by Elizabeth McCaul, Member of the Supervisory Board of the ECB, for Eurofi Magazine
- 10 September 2024
- Contribution by Elizabeth McCaul, Member of the Supervisory Board of the ECB, for Eurofi Magazine
- 14 January 2025
- Our supervisory priorities for 2025-27 focus on strengthening banks’ ability to withstand macro-financial and geopolitical shocks, and on ensuring that banks remediate material and persistent shortcomings in a timely manner and address emerging challenges. In this blog post, we explain how these priorities will help European supervisors navigate the evolving risk landscape.
- 26 July 2024
- The importance of cyber resilience in protecting our banking sector cannot be overstated: the current landscape poses a variety of cyber threats, from cybercrime to sophisticated state-sponsored attacks. The results of our recent stress test will help us strengthen the way supervised banks manage cyber risk, to set the stage for a resilient banking future.
- 24 July 2024
- Where do banks’ governance and risk culture stand after ten years of European supervision? Despite improvements, the ECB has concluded that there is still progress to be made. That’s why we are publishing a Guide on governance and risk culture outlining supervisory expectations and good practices.
- 11 July 2024
- Assessing how banks implement their digitalisation activities and manage the related risks has been one of the ECB’s supervisory priorities in recent years. We have now completed a key milestone for defining assessment criteria and in gathering sound practices. The Supervision Blog looks at this important step.
- 28 May 2024
- The Supervisory Board has decided to update its annual health check of banks, the Supervisory Review and Evaluation Process. Triggered by structural shifts, new risks and external shocks, the changes aim at making the SREP more efficient and effective.
- 20 December 2024
- LIST OF SUPERVISED ENTITIESAnnexes
- 20 December 2024
- ANNEX
- 20 December 2024
- GOVERNING COUNCIL STATEMENT
- 20 December 2024
- OTHER PUBLICATIONAnnexes
- 20 December 2024
- ANNEX
- 20 December 2024
- ANNEX
Related- 20 December 2024
- PRESS RELEASE
- 17 December 2024
- SUPERVISORY PRIORITIESEnglishOTHER LANGUAGES (22) +
- 17 December 2024
- SREP DOCUMENT
Statistics on supervised banks
Significant institutions (01/11/2024) | 114 | |
Total assets (€ bn) | 26,904.19 | |
Total equity (€ bn) | 1,848.57 | |
Return on equity (%, annualised) |
10.22 |