Used by a wide range of ages payment method
PayPay
If you have a "PayPay" account, it is a payment service that allows you to easily and smoothly payment the price of products on the EC site.
recurring payment also supports the "any-time billing" function.
Challenges like this can be overcome.
It can be solved
- I want to introduce payment to my service
- I want to know the most commonly used payment method
Benefits of PayPay
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Acquiring new users
More than 65 million (*) users are eligible, and a wide range of "PayPay" users, mainly young people who do not have a credit card, are expected to enter the market.
*As of August 10, 2024
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Capture new sales
In addition to bank accounts and credit cards, PayPay Balance that can be used for payment can be charged with PayPay bonuses and PayPay flea market sales, so you can expect to earn sales from new sources.
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Security & fraud Compensation
When consumers log in to PayPay on their PCs, they use two-factor authentication using SMS verification codes.
Regardless of the consumer's device, in the event of a fraudulent transaction by a malicious third party, in principle, the full amount of the transaction amount will be compensated.
PayPay operation flow
Flow from purchase to payment to member stores
- ... Purchase information, payment number, payment completion notice
- ... deposit
- Buy "payment PayPay"
- payment processing (Member store → GMO-PG)
- payment treatment (GMO-PG→PayPay)
- Notification of payment Processing Results (PayPay→ GMO-PG)
- payment processing result notification (GMO-PG → member store)
- Guide to payment
(Merchant → Consumer) - Device login/payment authentication on PayPay apps
(Consumer →PayPay) - payment Completion Notice (PayPay→ Consumer)
- payment Completion Notification (PayPay→ GMO-PG)
- payment completion notification (GMO-PG → member store)
- Product / service provision
- Delivery of sales proceeds [Payment] (PayPay→GMO-PG)
- Delivery of sales [Payment] (GMO-PG → Merchant)
PayPay implementation image
payment display PayPay in payment method (link connection)
System to compensate for damage caused by fraud
As a system prepared by PayPay Corporation, "PayPay" for all merchants that have introduced "PayPay" Even if a fraudulent transaction is made by a malicious person in the payment, in principle, the entire transaction amount will be deposited to the member store. In addition, if compensation is incurred for those who have been affected by fraud, the PayPay will bear the burden and will not ask the member store to bear the burden.
* In the event of a fraud or a risk of such a situation, we will ask for the cooperation of various member stores.
* If there is intentional or negligent behavior on the part of the member store, the payment may not be made or the burden may be required.
* chargeback If the receivables are rejected, the sales amount will not be subject to settlement and will be borne by the merchant.
* For details, please refer to the PayPay Merchant Terms and Conditions issued by PayPay Corporation provided at the time of application.
Business Overview and payment method can be selected according to the purpose
A dedicated sales representative will guide you. Please feel free to contact us.
payment each time | From time to time payment | Registered type each time payment | Smart Payments (Smooth payment method using SDK) |
|
---|---|---|---|---|
Operation method | capture / Provisional actual sales (Note | capture | Tentative actual sales | capture / Tentative actual sales |
Billing method | Charge each time | Recurring Billing | Charge each time | Charge each time |
Built-in OpenAPI | 〇 | × | 〇 | 〇 |
consumer Usage image |
・ PayPay app (or web) transition is required every payment ・ payment due to the active movement of consumers |
・ After obtaining prior consent from the consumer, the member store can payment at any time. | ・ After obtaining prior consent from the consumer, the member store can payment at any time. ・ payment by active movement of consumers is also possible. |
・ payment is completed in the merchant's PayPay app (or web) without transitioning to the PayPay app (or web) every payment. - Only payment due to active consumer action |
Image of suitable merchant products | ・ One-time billing products | ・ Periodic billing products | ・ After consumer authentication, it is necessary for the merchant to perform payment at any time. ・ When a combination of regular billing products and single-time billing products is required | ・ One-time billing products ・Products that are purchased multiple times in a short period of time |
Note: If you select payment each time, you will need to select either capture or temporary actual sales (cannot be used together in one shop).
* payment at any time ・ Registration type each time payment ・ For smart payment, in addition to the normal screening, PayPay pre-screening and separate document presentation may be required.
Precautions for PayPay
- Depending on the product and service content of the member store, "PayPay" may not be available.
If you have any questions or consultations about our services, please contact us.
Please feel free to contact us from the following.