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PayPal pay in 3¹
Help give your sales a boost with PayPal Pay in 3
Get paid in full at checkout while giving your customers the flexibility to pay in instalments over time—with no late fees for them or additional cost to you.
Why offering PayPal Pay in 3 can help your business
Helps boost sales
Offering instalment options can help drive conversion and customer loyalty.
Gets you paid up front
Receive complete payment when orders are processed and we’ll take care of billing.
Increases order value
PayPal Pay in 3 AOV is 60%+ higher than other BNPL providers in UK.2
Attracts repeat customers
An average of 90% of Pay in 3 customers in the UK are repeat users.3
PayPal Pay in 3 helps convert
and retain customers
Increased cart size
216%
cart size increase seen by merchants who use Pay in 3 than standard payments.4
Checkout conversion
18%
lift in PayPal sales after 3 months of having Pay in 3 upstream messaging and Pay in 3 button.5
Enable Pay in 3 messaging to help boost conversion
Automatically promote Pay in 3 on your site at key points of the shopping journey. Customers are more likely to buy if they know they can pay in instalments—so you’re more likely to make a sale.
39%
of PayPal Pay in 3 users have abandoned a purchase because PayPal Pay in 3 was not available at checkout.6
Included with PayPal Checkout
It’s easy to add Pay in 3 messaging through your ecommerce platform or custom site once you have PayPal Checkout.
Meet customers where they’re at
Pay in 3 messaging will dynamically present based on the product price while customers shop.
Useful business insights
Get reports that show sales, average order value, from instalment payment purchases—available only when you add Pay in 3 messaging.
Automatic updates
Once you enable dynamic messaging, Pay in 3 options are automatically added at checkout when available.
Empower customers with PayPal's Pay in 3 Solution
Shoppers are presented with Pay in 3
We’ll automatically show the Pay in 3¹ offer at checkout.
They choose Pay in 3
Customers make the first payment straight away and then pay the remaining balance in two monthly, interest-free payments. You’ll get paid in full upfront.
We make it easy
Payments can be made automatically. Customers can review plan details online or in the app.
PayPal Pay in 3 is already available on these ecommerce platforms
Great for your customers
and your bottom line
| For your business | Pay in 3 |
|---|---|
| Payment in full at checkout | |
| Integration | Included with PayPal Checkout |
| Price | Included with PayPal Checkout at no additional cost. Explore pricing |
Seller Protection7
|
| For your customers | Pay in 3 |
|---|---|
| Purchase amount | £30 to £2,000 |
| Number of payments | 3 Payments |
| Time between payments | Initial payment made at the point of purchase with the following 2 payments made on the same date over the next 2 months. |
| APR | 0% |
| Repayment method | Debit card or confirmed bank account |
Buyer Protection8
|
Steps to get
Pay in 3
1. Sign up
It all starts with a PayPal Business account. If you already have a Personal account, it's easy to upgrade or create a new Business account.
2. Set up PayPal Checkout
Connect your PayPal account to your ecommerce platform or code your custom PayPal Checkout. If you already have PayPal Checkout, make sure you’ve upgraded to the latest version.
3. Enable dynamic messaging
To show Pay in 3 promotional offers to shoppers while they browse your site, enable Pay in 3 messaging.
Frequently asked questions
Discover ways to
accept payments
We support businesses
just like yours
Every business needs a reliable payment partner. From secure payment processing to helpful business insights, we’re here for you.