As of 2023, about 39.2 percent of the Ghanaian population aged 15 years and older reported having an account with a financial institution, while 59.7 percent reported using a mobile money account. For the population which transferred money online, the share was higher, at 51 percent. Comparatively, the percentage of individuals owning a credit card was much lower at 0.9 percent.
Share of population reporting to own or use the following financial products or services in Ghana in 2023
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DataReportal. (February 23, 2024). Share of population reporting to own or use the following financial products or services in Ghana in 2023 [Graph]. In Statista. Retrieved January 23, 2025, from https://www.statista.com/statistics/1172010/financial-product-or-service-ownership-in-ghana/?__sso_cookie_checker=failed
DataReportal. "Share of population reporting to own or use the following financial products or services in Ghana in 2023." Chart. February 23, 2024. Statista. Accessed January 23, 2025. https://www.statista.com/statistics/1172010/financial-product-or-service-ownership-in-ghana/?__sso_cookie_checker=failed
DataReportal. (2024). Share of population reporting to own or use the following financial products or services in Ghana in 2023. Statista. Statista Inc.. Accessed: January 23, 2025. https://www.statista.com/statistics/1172010/financial-product-or-service-ownership-in-ghana/?__sso_cookie_checker=failed
DataReportal. "Share of Population Reporting to Own or Use The following Financial Products or Services in Ghana in 2023." Statista, Statista Inc., 23 Feb 2024, https://www.statista.com/statistics/1172010/financial-product-or-service-ownership-in-ghana/?__sso_cookie_checker=failed
DataReportal, Share of population reporting to own or use the following financial products or services in Ghana in 2023 Statista, https://www.statista.com/statistics/1172010/financial-product-or-service-ownership-in-ghana/?__sso_cookie_checker=failed (last visited January 23, 2025)
Share of population reporting to own or use the following financial products or services in Ghana in 2023 [Graph], DataReportal, February 23, 2024. [Online]. Available: https://www.statista.com/statistics/1172010/financial-product-or-service-ownership-in-ghana/?__sso_cookie_checker=failed
