According to a survey conducted from April to May 2024, the largest share of home loan borrowers in Japan, 25.3 percent, had a loan-to-value (LTV) ratio of over 90 to 100 percent. The share of home loan borrowers with a LTV ratio of over 100 percent was 14.3 percent.
Distribution of housing loan borrowers in Japan as of May 2024, by loan-to-value (LTV) ratio
among respondents who have taken out a variable rate home loan between October 2023 and March 2024; excluding students and unemployed persons
Method of interview
Online survey
Supplementary notes
The statistic refers to new home loans for residential use (excluding refinance loans, renovation loans, loans for land only, or apartment or investment loans).
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JHF. (June 28, 2024). Distribution of housing loan borrowers in Japan as of May 2024, by loan-to-value (LTV) ratio [Graph]. In Statista. Retrieved January 09, 2025, from https://www.statista.com/statistics/1538624/japan-home-loan-borrowers-distribution-by-ltv-ratio/
JHF. "Distribution of housing loan borrowers in Japan as of May 2024, by loan-to-value (LTV) ratio." Chart. June 28, 2024. Statista. Accessed January 09, 2025. https://www.statista.com/statistics/1538624/japan-home-loan-borrowers-distribution-by-ltv-ratio/
JHF. (2024). Distribution of housing loan borrowers in Japan as of May 2024, by loan-to-value (LTV) ratio. Statista. Statista Inc.. Accessed: January 09, 2025. https://www.statista.com/statistics/1538624/japan-home-loan-borrowers-distribution-by-ltv-ratio/
JHF. "Distribution of Housing Loan Borrowers in Japan as of May 2024, by Loan-to-value (Ltv) Ratio." Statista, Statista Inc., 28 Jun 2024, https://www.statista.com/statistics/1538624/japan-home-loan-borrowers-distribution-by-ltv-ratio/
JHF, Distribution of housing loan borrowers in Japan as of May 2024, by loan-to-value (LTV) ratio Statista, https://www.statista.com/statistics/1538624/japan-home-loan-borrowers-distribution-by-ltv-ratio/ (last visited January 09, 2025)
Distribution of housing loan borrowers in Japan as of May 2024, by loan-to-value (LTV) ratio [Graph], JHF, June 28, 2024. [Online]. Available: https://www.statista.com/statistics/1538624/japan-home-loan-borrowers-distribution-by-ltv-ratio/