We insure three cars and two motorbikes…
We insure three cars and two motorbikes over Farmers.
We kept on getting letters that the premium increased. When I called and asked why (for a Mercedes Metris, definitely not a car driven a lot), it was impossible to get an answer. One agent said the premium would have been increased since the state rate increased, another agent due to the driving record of one of my children.
We went along and paid up, the increase was by more than 50%, for one of the cars it doubled from 1200 to 2400 per year.
In addition I had terminated one motorcycle. But Farmers kept on deducting the money for the policy. I called once, after waiting for over an hour I spoke to an agent, who assured me the money would go back to my account. Next time Farmers charged for our policy no money had been refunded in any way, shape or form.
I called again and again waited for over an hour, and despite speaking to a "manager" whatever that means, the incompetence went on, I still don't have my money back.
Now we got a letter that they terminated our policy come September due to the driving record of one of my children. The service level is so poor, it's just not worth the effort dealing with them. Ever since Farmers acquired MetLife it's become the worst insurance in 3 countries.
Date of experience: July 18, 2023