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Receive annual guaranteed payout of 4.2%* of Total Premium Paid for the next 2 years.
100% of Total Premium Paid will be payable upon maturity.
Enjoy insurance protection of up to 110% of Total Premium Paid for Death and Total and Permanent Disability (TPD).
Get an online quote instantly, no medical underwriting is required.
The annual guaranteed payout consists of Guaranteed Annual Income of 2.2% of Total Premium Paid and campaign payout of 2.0%* of Total Premium Paid, payable at each Policy Anniversary, provided the policy remains in force.
The following Basic Sum Assured (BSA) will be payable in the event of:
Entry Age | BSA (% of Total Premium Paid) | |
17 – 50 years old | 110% | |
51 – 70 years old | 103% |
*Terms and conditions apply.
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For example, your annual premium is RM25,000 |
During the 2-year policy term, you will receive the total payout* and Maturity Benefit as illustrated below. The coverage ends upon maturity of your policy. |
*This consists of Guaranteed Annual Income of 2.2% of Total Premium Paid and campaign payout of 2.0% of Total Premium Paid. It is payable until death/TPD, surrender or maturity of the policy, whichever is earlier and subject to campaign terms and conditions.
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The plan is offered to individuals who:
Please note that the above eligibility criteria, are amongst the information that is relevant to PAMB’s decision on whether to issue the policy. As such, if you give PAMB any incorrect information, your insurance coverage may be avoided.
Annual premium
Minimum: RM1,000*
Maximum: RM50,000 per customer per tranche
*Note: Premium amount must be in the multiple of RM1,000.
Payment mode
Annual payment via Malaysian Debit/Credit Card (Visa/Mastercard) only
Premium payment and policy term
2 years
Note: This list is non-exhaustive. Please refer to Product Disclosure Sheet for further information.
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Underwritten by:
The above plans are underwritten by Prudential Assurance Malaysia Berhad 198301012262 (107655-U) and distributed by United Overseas Bank (Malaysia) Bhd 199301017069 (271809-K). All claims and liabilities arising from the policies should be made with the company.
Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials including United Overseas Bank (Malaysia) Bhd’s marketing material for the products offered by Prudential Assurance Malaysia Berhad.
This content contains only a brief description of the product and is not exhaustive. You are advised to refer to the Product Summary, Product Disclosure Sheet and FAQ for further information before purchasing a policy, and to refer to the terms and conditions in the policy contract for details of the features and benefits, exclusions, and waiting periods (where applicable) under the policy.
The premiums/contributions that you pay contribute to both the savings and protection elements of the product, e.g. death benefits. If you are looking for financial products with savings element, you may wish to compare annualised returns of this policy/takaful certificate with the effective returns of other investment alternatives.
You should satisfy yourself that this policy will best serve your needs and that the premium payable under the policy is an amount that you can afford.
The benefit(s) payable under eligible certificate/policy is(are) protected by Perbadanan Insurans Deposit Malaysia (“PIDM”) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my ).
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