ANNOUNCEMENT
Prime Lending Rate (PLR)
PT Bank UOB Indonesia
Per 1 December 2024
Quantitative Disclosure
| Data Period: 30 November 2024 |
Non SME Loan | SME Loan | Mortgage | Non Mortgage | |||
| Corporation | Retail | Medium | Small | Micro | |||
| Cost of Fund (CoF) (%) | 4.72 | 4.72 | 4.72 | 4.72 | N/A | 4.72 | 4.72 |
| Overhead Cost (%) | 1.40 | 4.02 | 3.16 | 3.48 | N/A | 4.42 | 11.78 |
| Profit Margin (%) | 2.38 | 0.26 | 1.11 | 0.79 | N/A | 0.24 | 0.25 |
| Prime Lending Rate (PLR) (%) (CoF + Overhead + Margin) |
8.50 | 9.00 | 9.00 | 9.00 | N/A | 9.38 | 16.75 |
Qualitative Disclosure
| Category | Credit Category Definition | Indicators/Criterias of Credit Category |
| Corporation | Loans to customers who meet the Corporate segment criteria at PT Bank UOB Indonesia. |
Total Sales > IDR 100bn |
| Retail | Loans to customers who are not included in the Corporate segment criteria at PT Bank UOB Indonesia, but are not included in the medium, small and micro segments defined in POJK 13/2024. |
Total Sales IDR 50bn - IDR 100bn |
Remarks:
- PLR is determined by Bank based on various factors, including the reference interest rate set by regulator, cost of fund, overhead cost, profit margin and development in economic conditions.
- PLR has not incorporated risk premium component which depends on the Bank’s assessment of the risk of each debtor or group of debtors.
Prime Lending Rate information above is subject to change anytime and refreshed periodically.
(*) Bank does not have SME Micro loan products.
